It's here. I am literally bubbling with excitement ! Our last payment has left the bank ..

Get expert opinion. This is the place for new questions to be posted.
13 posts Page 1 of 1
Post Reply
 
 

shazj1007

User avatar
Posts: 99
Joined: Tue Sep 28, 2010 7:30 pm
Location: United Kingdom
Post by shazj1007 » Fri Nov 18, 2016 8:35 am
Quote
It's here. 73 months and our last payment has left the bank. I want to scream, shout and tell the whole world, the thing is only you great lot properly understand. I am literally bubbling with excitement and have been since 4am this morning! So, one more month of being skint again until next payday, but to be honest I feel like we have won the lottery today! By no means has it been an easy ride, but it's the best thing we ever did. Happy Friday all...........
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
Top
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:
Post by Michael Peoples » Fri Nov 18, 2016 8:54 am
Quote
Great news and perfect timing. You will really enjoy Christmas this year.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Fri Nov 18, 2016 8:56 am
Quote
Great news Shaz. Well done :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77167
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Nov 18, 2016 8:58 am
Quote
Brilliant news!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am
Post by Lisa Thomas » Fri Nov 18, 2016 1:27 pm
Quote
Whoop Whoop! Well done!

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
Top
 
 

Goosed

User avatar
Posts: 953
Joined: Tue Jan 19, 2010 8:40 am
Location:
Post by Goosed » Fri Nov 18, 2016 2:43 pm
Quote
Well done Shaz,

Enjoy your evening and the rest of your debt free future.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
Top
 
 

Sally1966

User avatar
Posts: 153
Joined: Sun Jun 16, 2013 9:09 pm
Location: United Kingdom
Post by Sally1966 » Fri Nov 18, 2016 4:33 pm
Quote
Congratulations and well done
Top
 
 

shazj1007

User avatar
Posts: 99
Joined: Tue Sep 28, 2010 7:30 pm
Location: United Kingdom
Post by shazj1007 » Fri Nov 18, 2016 5:58 pm
Quote
Thank you all so much. Just ordered a takeaway for the four of us as a little treat, because I'm now so savvy I found a £5 off voucher so only cost £12!!!!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77167
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Nov 18, 2016 6:12 pm
Quote
LOL!! Enjoy your meal!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MerlinL14

User avatar
Posts: 1626
Joined: Sun Oct 30, 2011 2:44 pm
Location:
Post by MerlinL14 » Fri Nov 18, 2016 7:00 pm
Quote
Congratulations shazj1007, well done and I hope the little extra makes a huge difference to your life.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
Top
 
 

shazj1007

User avatar
Posts: 99
Joined: Tue Sep 28, 2010 7:30 pm
Location: United Kingdom
Post by shazj1007 » Fri Nov 18, 2016 7:38 pm
Quote
Thank you. It most certainly will!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
Top
 
 

Cath

User avatar
Posts: 1329
Joined: Mon Aug 24, 2009 2:38 pm
Location: United Kingdom
Post by Cath » Fri Nov 18, 2016 10:39 pm
Quote
Congrats!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Sat Nov 19, 2016 12:13 am
Quote
Its a great feeling and just in time for Christmas ! Enjoy your debt free life !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
Post Reply
13 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”