Thank you for the kind words, Toby and well done on getting to the end. 6 Days ? That must be high on the leader board
Yes, I regard the IVA process as somewhat of a rehabilitation exercise in itself ... we come out the other end back in touch with "real" money and learn to differentiate our "needs" from our "wants" .
Good, also, to hear that Creditfix are really getting their act together. We have yet to have reported on the forum any instance where they have dealt with a real problem, but they do seem to run an IVA fairly ( as I have said before, they do take the path of least resistance, which is usually in our favour). I just hope they don't go the way of many a large company and get too big for their boots (or, simply, too large to handle). I believe they already have over a third of the market on their books !!
Anyway, once again, well done, Onward and Upward
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014