My completion certificate arrived today, 3 weeks after the phone call from c/fix to say it was all over. Feels like the end now. What a journey it has been & also a lot of lessons learned. Good luck to all of you starting out. You will find the support & advice on this forum invaluable. I will still keep having a look on here. Thanks to everyone.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
well done feels good we are just over a year free of our iva got our cc 4 weeks after full and final received nov is 6 year anniversary so hopefully clean up time on credit scores
full final paid over 29/2/16 cc arrived 12/4/16 its all over
Thank you Lisa, how long is it before we come off the register? Our ip advised us to send a copy of completion certificate to expedia & the other main one.
You will come off the register within three months of the issue of the completion certificate. Some drop off earlier, some are three months to the day.
The three agencies are Equifax, Experian and Call Credit. The Insolvency Service report the completion to them and therer is usually nothing for you to immediately do in that regard.
As well as Lisa's video I have written a short synopsis of what happens here: