Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You will need to have a chat with a couple of insolvency firms -- as there are different solutions suited to different circumstances -- also you need to find a firm you are comfortable with.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
There is lots of information required to give someone insolvency advice and whether or not an IVA is the best solution for them. Such as:
How much are your creditors, what are they made up of, what do you do for a living, how much is your surplus income (ignoring payments to creditors) what are your assets etc etc.
Speak to CAB or a local Insolvency practitioner fir in your local area.
You might find these quick videos useful as a starting point:
