Hi guys
I have my completion certificate it's been about 6 weeks since it ended and now I'm done
BUT my husbands IVA finished a month before mine and we have been in touch with aperture who said they are still waiting on replys from his creditors. They had 28 days already and been given another 28 how many times can they offer this? We have a disabled daughter and are desperate to get the house on the market so we can move somewhere more accessible! My husband said just to put it on the market but I don't want the creditors to be able to claim anymore money as I'm sure we preety much paid back what we owed plus the IVA fees
Any help is greatly appreciated
Thank u
You need to ensure the restriction on the property has been lifted by the IVA company before putting the house on the market otherwise you will hit a stumbling block straightaway.
Thanks for your help we are going to give them till Tuesday then call again and find out who's holding it up.
I wasn't sure about getting a new mortgage we were just thinking about going in to rented and using the money made to buy some property with cash do them up and sell them on. We are both self employed electricians and our mortgage we have now was self cert which I know no longer exist. How likely is it we could get a mortgage again?
