I received my certificate of completion last week and now have to contact credit reference agencies to ensure my file is updated. Do I have to open accounts with Experian etc to do this? Thank you
Ismay Woods
Oldhack wrote:I received my certificate of completion last week and now have to contact credit reference agencies to ensure my file is updated. Do I have to open accounts with Experian etc to do this? Thank you
Ismay Woods
My understanding is that the IP informs the Insolvency Service who then report to the credit reference agencies -- this is what happened in my case and, I assume, most others. To contact the CRA's you do not need to open accouints with them -- they have contact details an email links on their websites.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
It should all update from when the IP notifies them of your completion.
Also you can access the free credit reference agencies like Noddle and Clearscore. If you need further services, you can register and pay monthly subscriptions to others.
Noddle and Clearscore are free - you just sign up to them online.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
