Wow! you guy's blow me away -again! we've just read your messages together,both got tears brimming,my hubby just said,"what a kind group of people,i feel like bawling my eye's out now!"
I remember so clearly that first call,we were so scared,then paperwork arriving- that statement of how we'd got into debt was very difficult,then talking to Melanie our IP.
To all you at the very start,i remember reading posts from people further through the process and feeling we'd never reach that point - hold on,it is difficult with creditors sending threatening letters etc but you will get there. use the board,a safe place for questions &worries,for that much needed support.
And, when you question are you doing the right thing??? yes you are,no more head in the sand.big hug x.
To all of you who've "been there,got the t -shirt", thankyou,you make a difference,big hug x
Melanie,thankyou for your message,we hope YOU have a lovely sleep tonight,and yes please to prayers.
talk to you tomorrow...eeek!
Nothing stays the same...everything changes..hang on in there!
