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sharky980

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Post by sharky980 » Wed Aug 10, 2016 10:03 pm
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No I think it is on because of the insolvency register? I dont think the IVA comes off your credit file until you have fully completed.
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Foggy

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Post by Foggy » Thu Aug 11, 2016 10:03 am
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The IVA will drop off credit files at the 6th anniversary (or thereabouts) as long as it has completed and the certificate has been issued and you have been removed from the Insolvency Register.

If the IVA is active for more than 6 years, it will drop off around 3 or 4 months after final completion.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Thu Aug 11, 2016 10:43 am
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The IVA will drop off the Insolvency Register within three months of completion, regardless of when that is.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Downwardi

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Post by Downwardi » Sat Nov 19, 2016 6:40 pm
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Yeah mine dropped off there.
Credit file still shows debts not paid and the iva.
Credit score hasn't moved since completing the Iva in January 2016.
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kallis3

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Post by kallis3 » Sat Nov 19, 2016 6:58 pm
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Was your IVA a five year or six year IVA
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Lisa Thomas

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Post by Lisa Thomas » Mon Nov 21, 2016 3:46 pm
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It drops off the insolvency register within 3 months - you can check here:

https://www.insolvencydirect.bis.gov.uk/eiir/

It drops off your credit rating 6 years after the start date.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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