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Kool_73

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Post by Kool_73 » Thu Oct 21, 2010 12:24 am
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Hi Everyone

Hope you are all well

Since my IVA was completed by F&F i have been on my first holiday in 2 years had a great time, and have treated myself to some new clothes. My spending has been sensible, i could go crazy if i want to with the extra money but i havent and i am now on the road to saving.

I am still waiting for my completion certificate to come through i rang my IVA company and they said my case has been passed to the Insolvency Practioner to sign off.

There has been a delay as they had to give one of the creditors 28 days legally to lodge a claim (Oct 1st was the deadline) for an overdraft which was included in my iva proposal, but i never actually had as it was cleared before the IVA started.

I hope my IVA gets wrapped up soon and i receive the paperwork soon especially as its my birthday next week! Will keep you all posted.

Kind Regards

Kool_73
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andrea1968

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Post by andrea1968 » Thu Oct 21, 2010 1:16 am
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CONGRATULATIONS-IT MUST FEEL SOOOOO GOOD-IM ONLY ONE MONTH INTO SIX YEARS BUT THE RELIEF OF NOT HAVING TO WORRY IS GREAT-HAVE A WONDERFUL BIRTHDAY!!!!!!!!![:)][:)]
full and final accepted January 2015

iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
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kallis3

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Post by kallis3 » Thu Oct 21, 2010 8:13 am
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It's all coming together for you Kool, hopefully that certificate will turn up soon.

Have a great birthday.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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leaKybrain

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Post by leaKybrain » Thu Oct 21, 2010 10:19 am
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Ooo holiday sounds great am please you have been able to spend a bit on yourself. have a great birthday and spoil yourself,
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Shining

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Post by Shining » Thu Oct 21, 2010 9:03 pm
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Trusting your certificate will arrive soon.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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