IVA verbally approved - just waiting for written

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libertyfund

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Post by libertyfund » Sat Jul 28, 2012 3:39 pm
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Welcome to our superb forum, we're all here for eachother on our road to being debt free.
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plasticdaft

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Post by plasticdaft » Sat Jul 28, 2012 3:55 pm
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great news and allows a new start financially for you!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Gina.gu

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Post by Gina.gu » Sat Jul 28, 2012 5:40 pm
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Congrats :)
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KM1512

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Post by KM1512 » Sun Jul 29, 2012 10:16 pm
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Great news Claire hope you have received all your paperwork now keep in touch and good luck
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UpToMyNeckInIt

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Post by UpToMyNeckInIt » Fri Aug 03, 2012 4:53 pm
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Just to say what a great forum!!!

Had contemplated various debt solutions for many Months prior to agreeing to enter into an IVA. I had £35k in unsecured debt, costing me around £600 a Month in interest alone. I tried intitally arranging an affordable debt consolidation loan - no joy. Spoke to a few companies, before agreeing an IVA costing me £277 pcm (and got to keep the roof over my head & my car). Creditors Meeting end of July - all rubber-stamped.

Whilst I am aware that I may have to attempt to release house equity in Year 5, or continue the plan for a 6th Year, I have regained control of my finances, and enjoyed shredding the credit cards!!!

Good luck to all of you in getting out of debt.
My opinions are just that: Based on my experience and being a self-employed IVA customer.
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Foggy

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Post by Foggy » Fri Aug 03, 2012 5:48 pm
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This is the thing, Uptomyneck .... yes, there are bumps and blips along the way, and even disappointment at the speed of completion -- or lack thereof...... But that is ( will be) nothing compared to the bumps, blips and downright disaster that might have befallen us, were it not for an IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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