Hi everyone,
I posted some time ago that First direct(HSBC)were closing my account because I am in an IVA,as a result of reading other postings I was one step ahead and applied for a Flexaccount with Nationwide and an Easycash account with the Halifax also a basic account with the Cooperative bank.I sent off all the details to each bank and was accepted straight away by Nationwide,declined by Halifax due to credit search results(I only applied for the basic account-no credit products)and have heared nothing from the Coop after 2 months.I thought that was that, so, I transferred salary,D.Debits etc.last week to my Nationwide account.Yesterday I received a letter from the Halifax asking for more ID,I planned to ignore it and carry on with Nationwide,then today I received another letter with a welcome pack from the Halifax I was confused so I rang them and they checked everything and I was told that the application had gone to an appeal and was succesful and my account was now open.I did not lodge an appeal myself so the bank must have?????,strange, is this common practice I wonder.After some thought I have decided to keep both accounts and run Nationwide as the main account and transfer spending money to the Halifax which offers a debit card facility.Then I haven't got all my "eggs in one basket"
So anyone out there having problems switching accounts don't give up
someone loves you....
