new basic bank account ?

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robbo201

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Post by robbo201 » Wed Oct 22, 2008 1:32 pm
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I AM ABOUT TO PROPOSE A LUMP SUM IVA AND HAVE OPENED A NEW BASIC BANK ACCOUNT WITH NAT WEST, WHO I UNDERSTAND IS OWNED BY BANK OF SCOTLAND, AND I HAVE CREDIT CARDS WITH THESE TO BE INC IN TH EIVA, WILL THIS BE AN ISSUE. IF SO - WHO WOULD BE BEST TO OPEN A DIFFERENT ONE WITH? I HAVE CREDIT CARDS WITH MBNA, MONUMENT,MINT, TESCO, MORGAN STANLEY,AND BANK OF SCOTLAND
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Abby

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Post by Abby » Wed Oct 22, 2008 1:36 pm
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a lot of people reccomend the co-op basic bank account.
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elldina

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Post by elldina » Wed Oct 22, 2008 1:41 pm
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hiya i have nationwide basic account only thing is i only got a cash card not a debit or electron card
other people have opened accounts with yorkshire bank ready cash account you get a debit card with them
and also co-op the cashminder you get an electron card i think with them
i am looking at either yorkshire or co-op myself
elldina
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joh71262

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Post by joh71262 » Wed Oct 22, 2008 1:59 pm
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I'm with the Co-Op and they're fine. You can bank online and set up standing orders and direct debits easily.

In fact, First Direct closed my account because I had an IVA (fools !) and the Co-Op handled the transfer of all the previous D/D's and S/O's better than First Direct did when I opened my account with them originally. Not all places take Electron cards, but they are few and far between.

Good luck [:o)]
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.

IVA Complete June 2009
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bev.nn

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Post by bev.nn » Wed Oct 22, 2008 5:24 pm
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Definetely go for co-op basic bank account. I have found them excellent - and the post office paying in/withdraw facility is dead handy too!
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james.c

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Post by james.c » Wed Oct 22, 2008 10:49 pm
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Trust me go with Abbey
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wen

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Post by wen » Wed Oct 22, 2008 11:20 pm
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Robbo:

The ROYAL Bank of Scotland owns Natwest NOT Bank of Scotland.

BOS are linked with Halifax.
Please visit my blog http://adam.blogs.iva.co.uk/
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Skippy

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Post by Skippy » Thu Oct 23, 2008 9:29 am
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I would recommend the Co-op
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caraf

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Post by caraf » Thu Oct 23, 2008 10:32 am
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I bank with Lloyds and the Co-OP
They both have visa debit cards and both have been ok with us, up to now anyway !!!!
53 down 7 to go !!
Cant wait till December 2012
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maxrobinson

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Post by maxrobinson » Thu Oct 23, 2008 12:25 pm
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robbo201 wrote:

I AM ABOUT TO PROPOSE A LUMP SUM IVA AND HAVE OPENED A NEW BASIC BANK ACCOUNT WITH NAT WEST, WHO I UNDERSTAND IS OWNED BY BANK OF SCOTLAND, AND I HAVE CREDIT CARDS WITH THESE TO BE INC IN TH EIVA, WILL THIS BE AN ISSUE. IF SO - WHO WOULD BE BEST TO OPEN A DIFFERENT ONE WITH? I HAVE CREDIT CARDS WITH MBNA, MONUMENT,MINT, TESCO, MORGAN STANLEY,AND BANK OF SCOTLAND
Co-Op Cashminder account
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