expenses again sorry

[look_divine]

hi just making a list of what i pay out so i know what i have to tell melanies team tomorrow unfortunately someone showed me a thread with a list of what you can add and now i cant find it sorry folks for being a PITA

[look_divine]

anyone?
[:D]

[Viki.W]

http://www.iva.co.uk/forum/topic.asp?TO ... Guidelines

This is an old one but it may give you a general idea.

[look_divine]

cheers my darlin

[Viki.W]

Also this:

http://www.cccs.co.uk/budget/persbudg.aspx

[look_divine]

you are to good to me viki
thanks

[look_divine]

so for me and kids would you say £320 for food a month is to high?
can you add pocket money, kids hobbies and sports
an emergency fund for repairs to electricals or replacement of goods?
my head is battered lol

[Viki.W]

Yes, you should put down everything that you spend.

[look_divine]

heads battered viki its drawn a blank now
what about xmas and birthdays is that a no no?
can you still use shopping vouchers you know where you pay so much a month then get the vouchers for xmas? like park hampers etc

[Viki.W]

You will usually have to fund Christmas and Birthdays from your contingency and any savings that you make, I think, but if you write everything down tonight that you pay, use that CCCS list, then Tina will tell you what you are not allowed.

[look_divine]

ah yes i added an emergency fund for repairs etc so they would fall in that
thanks viki i think i have added everything, would tina mention any i havent listed do you think?
im really having a blonde moment
no offence to any blonds

[MelanieGiles]

Tina will completely guide you in terms of what is acceptable to your creditors - so I would not worry and let her do most of the work tomorrow!

[look_divine]

thanks melanie just didnt want her ringing and me have nothing wrote down as i know my head will just go blank as soon as i answer the phone
wish i could go to the meeting and meet you all