Well, we did it!!! I must admit that I'm so relieved! The court wasn't as bad as I thought, the clerk checked the forms and took the fees. She told us to go for a coffee as the Magistrate was having lunch. When we went back, we saw the magistrate, after a few questions he signed and declared us bankrupt. I had a few tears, thinking of the house, now an asset, that was our home and all the effort that had been put into it for the last 8 years, but as it has been pointed out, a house is a house, a home is where family is and for that you don't have to own it! We are now waiting for the OR to contact us, hopefully tomorrow. I just want to thank everyone on the forum for the support and advice that is given, in an honest and non-judgemental way, continue the good work.....
It's nice to be back......