would happen to ccj if i were to go into a iva

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michael_b

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Post by michael_b » Tue Feb 05, 2008 9:24 am
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i have recently had a ccj against me with a repayment accepted what would happen to this if i were to go into a iva
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rachellxx39

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Post by rachellxx39 » Tue Feb 05, 2008 9:33 am
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I have just had my iva approved and i had a ccj included in my iva proposal.I can remember having to sign a form with my proposal stating that i had a ccj.
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ianmillington

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Post by ianmillington » Tue Feb 05, 2008 9:46 am
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The IVA will not wipe out the CCJ nor will it give you the opportunity to go to Court and have it removed. The CCJ simply remains unenforceable and should disappear from your credit file when it's 6 years old.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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iva experts

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Post by iva experts » Tue Feb 05, 2008 5:15 pm
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Hi Michael,

Your CCJ will be overwritten by your IVA if it is accepted, the monthly amount that you pay into the CCJ will then go towards your IVA.
Best Regards,
Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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