day after day of worry

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janez

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Post by janez » Tue Oct 11, 2011 10:27 am
footiemad....thanks so much for your support.xxx
 
 

luluj

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Post by luluj » Tue Oct 11, 2011 1:37 pm
sending you a big hug ! When our IVA went through it took me several weeks to get to grips with the budgeting side of things, let alone thinking about the why's it all happened etc.
I became very withdrawn and for me that is saying something, and I had some counselling sessions to help me - once I had talked every thing through with a stranger I felt so much better and was able to re-evaluate and make new plans and changes to the way we dealt with things.

I also didn't want to go on tablets or the doctor ....but I did buy some Kalm tablets - and taking these each day did help me calm down and sleep at night !

We are always here for you - your virtual friends will help and support you as best we can - you never need to be alone x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

janez

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Post by janez » Tue Oct 11, 2011 2:06 pm
thanks lulu,nice to know im not alone with these feelings, hoping things will get better,know what you mean about being withdrawn...not like me either so going to try and get back to some sort of normality with that as well.at least on this forum everyone is going through the same thing and there are people worse off than me.
 
 

oscar

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Post by oscar » Tue Oct 11, 2011 3:33 pm
Hi Janez, My husband bought me Kalms at one point. I also suffered stress and depression on and off and it's not a nice place to be. You have to try not to be so hard on yourself. I also lost confidence in myself - I bet that you expect too much from yourself and there is only so much that any person can take on at any one point. Oscar my labrador got me out of my 'dark hole' at the time if it were not for him I don't know where I'd be. You have come so far in getting IVA approval, doing all the paperwork etc was a massive job and all the worry you had leading up to getting approval. I think most men think in a different way to most women to them it's a straight line almost it's done or it's not. If your husband realises how upset and shaky you still are he might enourage you to take more of those dog walks etc. Maybe if the time's right you could let him know how you are feeling, if not, let your GP know. Even just keep letting the forum know because that in itself may give you some relief. Only my husband and I were aware of our IVA (then 1 other person knew a few months ago but only because I had to tell them that we had no money to contribute towards our father in laws funeral costs). My husband was horrified that I told his sister I thought he was going to cry and looked really disappointed with me but we managed to laugh about it later and now both think it was the right thing for me to have done at the time. I always have and probably always will set myself too high expectations of myself and this constantly causes me stress and worry, despite our IVA being over. This is something that I am trying to conquer but maybe I never will. Anyhow, I now have 3 labradors who keep me going and who sometimes seem to give me a nudge and drag me screaming into their happy world when needed.

Just a thought, try telling yourself you’ve come a long way getting your IVA approved you have done a good job, whatever you are worried about to do with your IVA someone on this forum has probably worried about this before and this new problem to you is a new task you can add to your already quite large list of things to check out.

I also am here if you ever want to chat on the phone or by email just let me know and I will send Andy Davie
my phone number to pass on to you.
Hugs
Oscar
Last edited by oscar on Tue Oct 11, 2011 3:55 pm, edited 1 time in total.
http://rollercoaster.blogs.iva.co.uk/

need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
 
 

Shining

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Post by Shining » Tue Oct 11, 2011 8:35 pm
Don't be alone, you've lots of friends here, we can either talk IVA or not talk IVA. At times I can get down and feel horrible but realise there is light at the end of the tunnel and we will get there as you will do.

I hope you're feeling much more positive very soon and always remember the forum is here for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

janez

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Post by janez » Tue Oct 11, 2011 9:07 pm
thanks oscar,had an ok day, had a good talk to my dog! he understands me ha ha.
 
 

Shining

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Post by Shining » Tue Oct 11, 2011 9:10 pm
I'm often found talking to my dog x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

carole2662

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Post by carole2662 » Thu Oct 13, 2011 9:03 am
It took me about 3 months to get my head around the IVA then I woke up one morning and realised we were coping with the allowances and infact we had money left in the bank at the end of the month. Just keep going as I am sure you will get your head around it and then the sun will begin to shine.Promise yourself a small treat and work towards it, we have a night out every 6 months and we really enjoy it.
 
 

footiemad

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Post by footiemad » Thu Oct 13, 2011 9:14 am
Hi Jane. Hope everything is going okay for you. Be good to hear from you if you have the time. Take care x
 
 

janez

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Post by janez » Thu Oct 13, 2011 11:35 am
hi footymad, feeling much better the last couple of days and ive slept better too.just keeping mysef busy and when negative thoughts arrive i try and think more positive.having my hair done in the morning, my friend is a hairdresser and charges me half price! so thats a nice treat for me and the sun is shining to-day which im sure makes everyone feel better.(i live in blackpool)thanks to all for messages of support, you are all brilliant. p.s. we had £12.50 left in the bank last month, better than £o.oo though.
 
 

SharonC

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Post by SharonC » Thu Oct 13, 2011 12:02 pm
Glad you're feeling better Janez. Keep those positive thoughts they'll help you through. I used to live in Blackpool. nothing like a walk along the front when the sun is shining to clear your head :) x
 
 

oscar

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Post by oscar » Thu Oct 13, 2011 12:50 pm
I still remember being on the tram with my gran and seeing the lights when I was tiny a long time ago! It was magical
Oscar x
http://rollercoaster.blogs.iva.co.uk/

need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
 
 

Shining

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Post by Shining » Thu Oct 13, 2011 1:24 pm
Glad you're managing some positivity, you'll get there. Enjoy your hair appointment, I love being pampered. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

janez

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Post by janez » Thu Oct 13, 2011 1:31 pm
thanks all, yes nothing better that a walk on the breezy prom to blow all your troubles away!!! if only! oscar... the lights arent what they used to be...cutbacks on those, but my young grandchildren think they are magical.
 
 

footiemad

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Post by footiemad » Thu Oct 13, 2011 1:31 pm
So Pleased you're ok Janez. I've never been to Blackpool but my sister-in-law recently moved there to find work and she is loving it - sends me weekly postcards. £12.50 in the bank account is GOOD. I've just clocked a speeding fine of £84.00 (first one in 37 years)!!! They won't catch me again. Keep up with those positive thoughts and remember always here for you x
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