Happy New Year

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relieved33

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Post by relieved33 » Mon Dec 30, 2013 9:16 am
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A little early but happy new year one and all!!!

Hopefully this year will be better as IVA is due to end!!!
[:)]
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Shining

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Post by Shining » Mon Dec 30, 2013 9:33 am
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Happy New Year to you too. All the best with your last few months of the IVA.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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relieved33

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Post by relieved33 » Mon Dec 30, 2013 9:51 am
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I shall need more than good luck I think - the whole house is collapsing around us. We have had no Central heating since the 18th. Have emailed clear debt today regarding a payment break to pay for a new boiler. I am hopeful though as they have been fantastic for the past 57 months with the ups and down we have had!!! We used to dream of holidays we would take when we were done but as reality hits home, we need new windows, patio doors, back door, sofa, bed, car...
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Foggy

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Post by Foggy » Mon Dec 30, 2013 1:01 pm
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Hi relieved33 --- yes, come the end of an IVA there are many things that need replacing -- but, with prudence and a bit of shopping around, using the "IVA habit" ( with apologies to The Abbey), this can be done and, this time round, will not be a burden for months ahead.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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wickerwish

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Post by wickerwish » Wed Jan 01, 2014 1:48 am
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Happy new year
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JulieJ

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Post by JulieJ » Fri Jan 03, 2014 10:48 am
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Happy New Year
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relieved33

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Post by relieved33 » Fri Jan 17, 2014 5:28 pm
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Pleased to report that I am with heating and hot water!! Clear debt have yet again been great. Very understanding and flexible. I have said this a million times it feels like but I am so pleased to have found this forum before approaching anyone for an IVA. Other peoples advice and support have proved invaluable!!
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