In IVA but considering bankruptcy

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chris.g

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Post by chris.g » Thu Jul 17, 2008 6:31 pm
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Nice one! That's great news NSBS. You can start to move forward now, get moved in your new home and get settled. Congratulations!
It's nice to be back......
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NotSoBrightSpark

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Post by NotSoBrightSpark » Thu Jul 17, 2008 6:36 pm
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Thanks again Chris.

I feel better already.The 'weight off your shoulders' comment really does seem to be true in my case.And people think moving house is stressful.It'll be a breeze compared to what we've been through!

[;)]NSBS
You've got to know when to hold 'em,know when to fold 'em,know when to walk away,know when to run.....
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Viki.W

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Post by Viki.W » Thu Jul 17, 2008 6:38 pm
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NSBS, good news, good luck with the move and the rest of your debt free life. Don't forget us.[:I] X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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NotSoBrightSpark

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Post by NotSoBrightSpark » Thu Jul 17, 2008 6:41 pm
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Thanks Viki,much appreciated.

There are still a few matters to resolve,so I'll be posting back anyway.I shall continue to post on the forum in the future too.It has been a godsend to us!


NSBS (a happy man for a change)
[;)]
You've got to know when to hold 'em,know when to fold 'em,know when to walk away,know when to run.....
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chris.g

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Post by chris.g » Thu Jul 17, 2008 6:49 pm
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NSBS, can I just say to make sure you get a receipt from the mortgage providers when you hand back your house. Halifax 'lost' the keys and forms when we handed ours back until I told them that we had a receipt. Contact your local council aswell and get the house on a class Q excemption so you're no longer held responsible for the C/Tax.(just incase you didn't know)
It's nice to be back......
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NotSoBrightSpark

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Post by NotSoBrightSpark » Thu Jul 17, 2008 6:55 pm
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Thanks Chris,you're a star.I wasn't aware of this at all.

The OR said she would contact our mortgage company and inform them of the situation and advised us to do the same,which I'm going to do sometime next week.

I'll also ask for that council tax exemption form (when they are back at work!)

Once again the forum offers invaluable information [:)]

NSBS
[;)]
Last edited by NotSoBrightSpark on Thu Jul 17, 2008 6:56 pm, edited 1 time in total.
You've got to know when to hold 'em,know when to fold 'em,know when to walk away,know when to run.....
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Soulgrowth

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Post by Soulgrowth » Thu Jul 17, 2008 9:41 pm
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Cracking post NSBS ... you seem to be moving from strength to strength ... great to see [:)]

Debbie
Debbie
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NotSoBrightSpark

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Post by NotSoBrightSpark » Thu Jul 17, 2008 10:05 pm
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Thanks Debbie.

Just need to focus on moving house now.Then'll I'll take it from there.

NSBS
[;)]
You've got to know when to hold 'em,know when to fold 'em,know when to walk away,know when to run.....
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kallis3

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Post by kallis3 » Thu Jul 17, 2008 10:08 pm
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Good luck NSBS, I hope everything works out for you. Hope the house move goes ok and your BR runs smoothly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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