made bankrupt 3 years ago

[chris.g]

Morning Sharon, how are you today?
Just want to say I think the way things have gone for you are completely wrong. There must be something that can be done. It's a complete disgrace that because of the Inland Revenue's incompetance you and your family are experiencing this.
I will post a link of this on the br site and hopefully one of their experts will be able to help,
xx

[chris.g]

Here's the link to the posting on br site,
xx

http://www.bankruptcyhelp.org.uk/forum/ ... PIC_ID=849

[Soulgrowth]

Hang on there Sharon ... the troops are rallying ... we're all here for you. [:)]

Debbie

[chris.g]

There's a reply on the br site,
xx

[MelanieGiles]

From the Trustee's point of view they are just doing the job they have been appointed to do. and presumably have established that HMRC have a valid claim. I have seen so many cases like this whether people fail to attend to their tax affairs (not suggesting that this has happened in this particular case), and end up paying thousands more than they need to. The problem is that HNRC will claim that the poster had ample opportunity to deal with the dispute prior to the bankruptcy hearing. I do hope that you manage to prove that the money is not eventually owed, but this will still mean that you have to pay all of the costs associated with the bankruptcy, infortunately, which will include the Trustee's own fees which do look a little high.

[sharon_m]

hello ... thanks for the message earlier... crazy... isnt the word...really... n as far as sorting the situation. youve got no idea the power these people have... as far as in black n whites. oh. yes. from the start to now. but to fight my case. in a court of law... i would have to be a rather rich chick. ya see. the revenue main tax office are really good... they sort it out from there office. they have records of me woking in the village where i live... part time. for six n a half years. nottt selfff employeddd. estamated assesment for the year. of my original few thousand bill. the bill was then passed onto revenue recoveryoffice. for collections to recover late payment. by then was deffinet bill. as i had not submited my tax return... ??? i did not need to. as i was not self employed... i had taken it into the main revenue office. when i had first received it. with NOT SELF EMPLOYED. the name of the shop n owner i was working for. with all details n adress of the owner i was employed by... i wrote it in black marker straight across the front page of the tax return. then details of who n where i was working on paper stapeled to the front... SO FOR WHY WAS IT EVER SENT TO RECOVERY IN THE FIRST PLACE ??? n then trying to sort it out between two different offices...well you can emagine... THEN FOR THEM TO TAKE IT WHERE IT IZ NOW... really does seem unreal... dunt it... thanks again...

[sharon_m]

thanks melanie... on the advice. on my affairs... sharon.

[sharon_m]

thanks for ya message last night... barb... just read it today... crashed out... with the computer...lol... woke at 6. so got a few hours... feel better for it... sharon.

[Soulgrowth]

Glad that you managed to get a good night's sleep Sharon ... a problem shared and all that eh [:)]

Do keep in touch and let us know how you get on.

Debbie

[facingittogether]

thinking of you sharon

glad you managed to get some sleep, like debbie says keep in touch and let us know how you get on

love barb x

[ianmillington]

Sorry for the delay in coming back, but I've been covered in paint and wallpaper paste for much of the weekend.

What a mess, Sharon. There are 3 areas that I'm interested in:

1. The trustees fees. You are entitled to have an analysis of the trustees fees and have the Court reduce them if they do not properly represent the value of the work done. It may be appropriate to raise this in Court as part of the annulment process i.e leave it open for you to challenge subsequently, although to be truthful about it the Trustees conduct will have to have been pretty outrageous for you to get far on that score.

2. The HMRC legal costs. What's that all about? Have they been subjected to any form of scrutiny as incurring a £12k legal bill to collect a debt of £2k does seem somewhat over the top.

3. Are you saying that your solicitors racked up a £2k bill, only to tell you at the 11th hour that they had a conflict of interest and they couldn't act for you? Did you get yourself replacement lawyers?

Ian

[sharon_m]

hello everyone... just got a minute to get on the forum... thanks for all messages from yous great people... gota go to watch me little girl play football... but will be back on soon as... ok. speak to ya s in a bit. . . . . sharon.

[MelanieGiles]

If you are going to challenge the Trustee's fees in Court, I would not do it as part of an annulment application, as this is likely to delay the application. There are separate grounds for challenging fees that you do not agree to - and whilst these do look high we don't know what work the Trustee has done to justify them.

As Ian says you have a right to question the level of charges, but do make sure that you are not setting yourself up for more costs if your challenge is unsuccessful.

Have you thought about contacting one of the bankruptcy assistance firms that regularly post on the forum - I have personally dealt with Paul Johns of Reviva - who may be able to help you resolve this issue with HMRC's claim once and for all.

[sharon_m]

HI IAN... THANKS ALOT FOR THE MESSAGE YA SENT ME... GETTON MORE ANSWERS N SUPPORT... ON THIS SIGHT. THAN I HAVE FROM ANY WHERE. IN THE LAST YEAR... HAD A DAY N A HALF TODAY... NOT ENOUGH HOURS OR ENERGY... TOMORA GOTA BE BETTER. LIVIN IN HOPE............ HAD A MEETIN WITH THE TRUSTEE. WAS TOLD... WOT I ALREADY THOUGHT... i would hear. there is no way they gona reduce the final bill. they want full payment. 35k... or they will avict me n my family... n they will sell my family home. to pay the dept..... i can stay in my house if i agree to use an insolvancy solisiter. to have the bankruptsy annauled. n pay the full amount off..... GOD ONLY NOs... HOW MUCH,??? I WILL HAVE TO PAY.??? or wot there final bill will be? i recieved a letter off them saturday... after asking them. how the bill had gone from wednesday afternoon 3150k. TO 35k by lunch time thursday. THEY HAVE STATED ON THE LETTER... THAT THEY DO A LOT OF WORK FOR THE COMPANY MY TRUSTEE WORKS FOR. IF I WAS TO DISPUTE ANY OF THE FIGURES IN ANY WAY... THEY WOULD NOT BE ABLE TO ACT FOR ME.
I WOULD HAVE TO. GO ELSE WHERE... we have already paid £760. . . for wot??? i dont now. n i dare not ask... n where we live. there isnt many people who actually deal in. or can help. in insolvancy. believe me iv been all over to seek advice n get help. n where i havent been. i bet i have rang... the solister i am using. is miles from where i live... thanks again ian...

[MelanieGiles]

You are being treated in a very shabby way by this law firm, who ought to have said up front that they had a conflict of interest in accepting your instruction. A short call to the Law Society ought to put that one right!