Funnily enough, I haven't had many letters. Only about 3 and 1 from a DCA saying that they've bought my debt from whoever (can't remember now[:I])and that one I just forwarded to my I.P. while the rest went into the bin.
I am ex directory and have been for a long time before my IVA started, I never give the number out and even have a spare sim card which the number is given out to any 'dubious' places which appear on Quidco and the like, I've even disabled the voice mail function so it just says 'the person you are calling is not available....'
The only people that should have my house number are my friends, family and all of the credit card company's and banks that I dealt with pre IVA
Almost every day for the past few months (even weekends), the phone rings at 4pm and when I answer its the 'click' 'click' of a call centre and then I just hang up.
I did answer once and they asked for me, I neither confirmed or denied it was me, I just asked who was calling.
They just repeated the question 'can I speak to whoever please'
So I just hung up, so God only knows where they've got my number from[:(!]
I couldn't believe it when they rang the other day at half time during the Liverpool/Chelsea semi final 2nd leg at 9pm, trying to catch me out at a different time, I am a red and it was bad enough anyway, I mean, come on and play fair[}:)]