yay IVA approved today

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666

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Post by 666 » Thu Apr 29, 2010 5:52 pm
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Just thought i'd share the joy/relief having got confirmation this afternoon that my proposal was accepted :)

Only modification was an expected one - which was Northern Rock wanting a 6 year rather than 5. Cant complain at that when you balance up against the near quarter century it would have taken to pay back through a DMP.

Thanks to Melanie & Tomas for taking care of things for me - like a lot of people on here I feel very comfortable with you gus representing/supervising for me.

thanks
Damian
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debtfree-wannabee

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Post by debtfree-wannabee » Thu Apr 29, 2010 5:58 pm
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Hi Damian
Congratulations - great result x
When I was younger I did what I knew - now I know better I do better!

Kath x
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heavydebt

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Post by heavydebt » Thu Apr 29, 2010 7:22 pm
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Great News Damian - Here's to a debt free future!
The future's bright, the future's debt free. In 72 months to be exact!
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Skippy

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Post by Skippy » Thu Apr 29, 2010 7:25 pm
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Congratulations and good luck for the future, and well done again to Mel and her team x
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indebtscared

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Post by indebtscared » Thu Apr 29, 2010 7:49 pm
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Congratulations to you, and you seem to be in good hands. Here's to your debt free future.
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Struzzo39

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Post by Struzzo39 » Thu Apr 29, 2010 8:05 pm
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Congrats and good luck
Steven & Debbie
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Shining

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Post by Shining » Thu Apr 29, 2010 9:00 pm
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Fab news well done and I hope your journey is a smooth one x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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sillybilly

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Post by sillybilly » Thu Apr 29, 2010 10:59 pm
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Congratulations and well done to Mel's team. Good luck for the future.

Good luck debtfree wannabee for tomorrow [:)]
We came with nothing, we leave with nothing.
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MelanieGiles

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Post by MelanieGiles » Thu Apr 29, 2010 11:02 pm
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Thank you for those lovely words Damian, and of course we are all pleased for your result back at HQ. Looking very forward to working with you over the next six years - just wish it could have been five, but we do fully understand Northern Rock's views, and are glad that you have as well.
Regards, Melanie Giles, Insolvency Practitioner
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D&G

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Post by D&G » Thu Apr 29, 2010 11:08 pm
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What are Northern Rocks views? I would like to know this as my partner has a debt with them. A ten year loan that is four years into it.
IVA Complete
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MelanieGiles

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Post by MelanieGiles » Thu Apr 29, 2010 11:11 pm
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They have a policy that if there are more than five years owing on the original loan at the time the IVA is entered into, they will seek an extension of terms to a maximum of six years.
Regards, Melanie Giles, Insolvency Practitioner
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kallis3

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Post by kallis3 » Thu Apr 29, 2010 11:13 pm
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Congratulations Damian and another excellent result for Mel and her team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Julie

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Post by Julie » Sat May 01, 2010 3:27 pm
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congratulations [:)]
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steppingstones

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Post by steppingstones » Sat May 01, 2010 6:08 pm
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Congratulations
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johnnyoblong

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Post by johnnyoblong » Mon May 17, 2010 5:00 pm
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YOU FOOL.DONT YOU KNOW THEY APPROVE THEM ALL.NOW YOUR LOCKED INTO DEBT FOR YEARS. AN IVA IS A LEGALLISED SCAM.GO BANKRUPT AND CLEAR THE LOT OVERNIGHT.AND IF YOU DONT PAY THEY TAKE THE HOUSE.YOU KEEP THE HOUSE IF YOU GO BUST.YOUVE BEEN SUCKED INTO A RIP OFF.YOU POOR THING.
ps.I went bankrupt 2 years ago.Never looked back.byeee.
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