neverending has ended !!!!!

[neverending]

Well Melanie you can uncross your ski,s as my variation meeting was approved[full and final settlment].Had a bit of a scare as none of my wifes two creditors had voted and my IP[assistant]felt that it may be adjourned,however one of them finally voted.
Well its been the hardest three years of my life and there have been many times that I could have given up.Have had to scrape around for money to buy petrol to get to work,have had to put items back at the checkout because we have over spent our budget and to be honest had it not been for my father in law helping out financially then I certainly wouldn,t of made it.
This forum deals with lots of negative IVA stories and rightly so but be in no doubt that,used in the correct way,an IVA is a wonderful thing and gives a second chance in life.
I want to inspire the many people who are stuggling just as I have and to ask them to dig deep because the reward is outstanding.
Prior to my IVA I was in rented accomodation with 68k of debt.Three years later and I am debt free,a homeowner and will have £200 per week disposible income.........WOW.
Finally a thank you to all my friends on this forum and to Oliver at Thomas Charles who first suggested me offering a full and final settlement................if we ever meet I,ll buy you a drink.
Three cheers for IVAs

[kezza]

Well done Neverending!!!!!!

go and crack open that bottle of champaign. You've earned it, don't stop posting though [:x)]

[scaredkez]

neverending i am so pleased it has worked out for you well done, please keep posting as you will inspire many
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[DebtDummy]

wow neverending, congratulations!! Keep posting, you always gave such good advice to others.

All I have left is my humour.

[aguise]

Thrilled to hear the good news. All the very best to you and your family. Keep posting.

Ang x

[thebear29uk]

Well done Neverending

If anyone deserved good fortune its you. Your imput to this forum is invaluable and I look forward to your continued postings.

Enjoy the moment

Dave

[sps]

Good to hear your news neverending don't stop posting you always give such good advice
Sue

[suzz]

Good news neverending, you have proven there IS 'light at the end of the tunnel' please keep giving you're advise, it's most welcome.

Suzz

[freelili]

So pleased neverending and thank you for all the help you gave me at the beggining.

hurrah

LILY

I asked God for a solution and have to live with his reply.

[MelanieGiles]

Couldn't resist responding to this post! Many congratulations on your news which is a great result for you and your creditors. Please continue to post on the forum, as your practical experience has been invaluable.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[dso]

Well done neverending! What a relief! You thoroughly deserve it.
Wishing you all the best for the future and please keep posting!
dso.

[batawi3]

Congratulations Neverending, it has finally ended!!! So pleased for you

[Hells]

Congratulations!!. Thanks again for all your support and encourgment I hope you will keep posting???.

[gizmo]

congratulations neverending - well deserved!

[Skippy]

That's great news Neverending! PLEASE keep posting - your help and advice is so important to us all on the forum x

Onwards and upwards!!!
View my blog at: http://skippy13.blogs.iva.co.uk/