Kazzie, a wonderful insight to how i'm sure all of us have felt whilst waiting for that all important life changing call, i remember mine, one of the creditors wouldn't accept so it had to go to a vote and thankfully at 3:15pm that afternoon it came through, i had to go and sit with a friend because i didn't want to be alone. All my friend know about my situation and they have been so supportive, some of my work colleagues also know and to be honest i found out the other day that one of them also was in an IVA so........... It just goes to prove that you aren't alone and this site proves it, i am so glad that i put IVA in my search and up came this forum it has enabled me to know that i am not on my own, there are other people who are experiencing what i am going through and if i can be as supportive of them as my friends are of me then so be it.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.