can i qualify as i am a home owner

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kevin.tf

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Post by kevin.tf » Sun Sep 07, 2008 9:54 am
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hi
i have £10,000 owing, can i qualify as i am a home owner and earn 1800 pounds a month.
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Viki.W

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Post by Viki.W » Sun Sep 07, 2008 9:57 am
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Hey Kevin, welcome to the forum. Your debts are a little low to qualify for an IVA but if you can share a few more details then we can advise you. Is this your only unsecured debt and how many creditors do you have? There is a solution so hang in there. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Skippy

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Post by Skippy » Sun Sep 07, 2008 9:58 am
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Hi Kevin and welcome to the forum.

Unfortunately you wouldn't qualify for an IVA as your debts are less than £15000. Have you thought of a debt management programme (DMP)? You could try talking to either the CCCS or Payplan, as neither of them charge a fee for a DMP. Another option is a company called Brightoak who also organise DMPs but charge a fee. They are highly recommended by people on this forum. All 3 companies would be able to advise you of the best way forward for you.
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Soulgrowth

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Post by Soulgrowth » Sun Sep 07, 2008 1:23 pm
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Just wanted to say welcome to the Forum also Kevin ... Skippy's advice is excellent advice [:)]

Keep in touch and let us know how you get on.

Debbie
Debbie
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