Bankruptcy Outgoings question - please help

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r.s

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Post by r.s » Tue May 15, 2007 10:41 pm
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Hi - Im in the process of going bankrupt. I just have a question regarding the outgoings page (section 7) of the forms. I have put down rent, housekeeping costs, telephones charges, travelling and clothing and then under other essential payments put down dental, optician, and medicial with holiday allowance but my question is do i need to put down contingencies. I don't want to put stuff down like gym as i know this is not essentail, but im wondering if i need to put this down and state an amount otherwise i will not get it. I would be grateful for any help. thanks
r
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Skippy

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Post by Skippy » Tue May 15, 2007 10:47 pm
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Hi r.s., I would say put down everything you spend, although I don't think you'll get gym membership. The thing is if you don't ask you won't get! I have posted my allowances on my blog. If you have a car make sure you claim enough for running costs and maintenance.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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r.s

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Post by r.s » Tue May 15, 2007 10:52 pm
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I just meant gyeneral stuff like going out i dont mean annything extraegent just the normal stuff so you rekon i should just put contingencies down with an amount next to it?

Anyone else?
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scaredkez

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Post by scaredkez » Tue May 15, 2007 10:56 pm
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r.s i put contingencies down and they disallowed it however others have and they have allowed it i only put £50 down, have you allowed for car insurance, mot tax,haircuts, internet, pets, clothes, professional bodies, life insurance, mobile, things that you may pay annualy they will only say no if they don't agree with it and tell you it must come out of your surplus
kerri

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MelanieGiles

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Post by MelanieGiles » Wed May 16, 2007 12:22 am
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Put down everything you spend money on, and let the OR disallow items if they see fit.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk
Regards, Melanie Giles, Insolvency Practitioner
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Oliver

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Post by Oliver » Fri May 18, 2007 4:40 pm
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Agree with the others put down absolutely everything that you spend money on in the month and then the OR will challenge you on anything that they deem unreasonable.

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Oliver
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