Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Heidi - Melanie got mine throught - very difficult it was but she did it at first attempt. Yours will be fine I am sure! Look forward to your success post!
and me lol finally told a close friend today, and boy she is a good friend and was so supportive, i waited for the speach but it never came , just admiration for us for facing upto our debts, she works for Royal Bank of Scotland and admitted the hardest thing to do is face reality. She even said i can speak to her anytime even just to go through things which are running wild in my head.[:)]
Hi Nursecrippin
Good luck with everything
Been following your posts as you have been at a similar stage to me
Waiting for my proposal from Grant Thornton
Sure we will both be ok and can look forward to a new debt free life
I'm 40 in September so looking forward to life beginning !!!!
[:D]
I hope Melanie can work her magic for us too. We are also waiting for our proposal. I hope it will be soon, I am getting really down with all the phone calls from creditors, I feel like a criminal
You are not a criminal - if you were you would be on the Costa!! Of course Melanie will work her magic. You may be fed up with hearing this but mine was not only difficult but unusual - several firms said "no chance". Melanie got it through on first attempt - she will certainly do yours. Looking forward to reading your success post.
Hi Indeep
You are not a criminal!!
Must admit the calls are not nice
My hubby told the last caller (3rd time today)
That i had joined a cult an he didn't know when or if i would be back !!
Had some calls at work also but have some trusted friends who are screening them for me
We are doing our best to rectify our problems always remember that . Keep strong and let Melanie work her magic for you
Ignore the morons in the call centres. They're not worth bothering about and don't have any influence over your proposal.
I never answered mine - just used to let the phone ring, if they left a message on the ansaphone I deleted it.
You're worth a lot more than them, and I'm sure your proposal and creditors meeting will be sorted soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Indeep - Sorry I don't recognise your forum name, so if you give me a ring in the office tomorrow I will give you some idea of where we are with your application.
indeep,
you are not a criminal, but i know exactly what you mean, the calls are very stressfull, my hubby (when hes around) just tells everyone im out now as was getting sworn at by one company.
Recieved my proposal and all signed and going to take to post office this afternoon as on 3 nights now, so wont have much time.
Mind you had great fun telling lloyds that if they kept on calling me today then i wouldnt be able to sign my proposal and hence they would get no money...he just said sorry and hasnt phoned back since
Thanks Melanie, I just missed you at the office. I've left a message for you as to who I am. I have sent some more paperwork into Gareth today, (hopefully that was all that was needed!) Angela has been dealing with us but she is off.
Melanie,
ive sent the paperwork back, the only thing which i get the a horrible feeling i didnt alter was the date my childcare will alter this should be sept 2010 not 2009 i caant remember going back and altering this.
