Jane
I had this last year, first one without credit and I just bought small things, yes I was worried cos of the kids but I explained and they said they didnt mind, they just wanted me to be happy and less stressed and to be honest I was really looking forward to it in the end. We didnt have much but we had each other, then two days before the worst happened and I just realised whats important in life.
Sit your family down and tell them whats going on in your life, we all make mistakes Jane and you are paying for them, they should respect you for that. Its never too late to re-build relationships and it must be worth doing. If they dont get it, well at least you tried. Youre doing the right thing now and living honestly, I know its hard but if they can not accept your honesty....... they are in the wrong. I hope that things improve for you soon.
When I told my family I said judge me if you want but lets get it out in the open, they didnt, I was lucky and they rallied big time.
Good luck to you and your family
lily
lily