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					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Markgen 
You are not alone there [:)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Pennyless 					
					
															
										
																				 
				Posts:  1271 Joined:  Sat Sep 05, 2009 4:30 pmLocation:  United Kingdom 
				
					
															
					
					
					A belated heart-felt well done to you Melanie and of course your team. Without them I have no idea what I would of done.....they havnt just saved me financially but also personally with my family.
					
					
															
															I came into this world with nothing and still have most of it left!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Rainbow 					
					
															
										
																				 
				Posts:  266 Joined:  Sat Jun 02, 2007 5:16 pmLocation:    
				
					
															
					
					
					A massive congratulations from me to too especially Mel well done you more than deserve this award - Well done Kelly too. xx
					
					
															
															Every Cloud has a silver lining. At the end of the Rainbow is a Pot of Gold - Or Hope!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612 Joined:  Tue Jan 09, 2007 10:42 amLocation:   
					
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					All very kind comments again - thank you so much.  Moreso today, as it is my 49th birthday (glum!)
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					Don't be glum Mel .. at 49 you are still a spring chicken ( and you wear it well). HAPPY BIRTHDAY !
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612 Joined:  Tue Jan 09, 2007 10:42 amLocation:   
					
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					You must be joking.  Lucky to get a card in this house!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Michael Peoples 					
					
															
										
										Industry Expert										 
				Posts:  15189 Joined:  Mon Nov 03, 2008 12:36 pmLocation:   
					
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					Many happy returns Melanie. Any plans for the big 50 next year?
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Pennyless 					
					
															
										
																				 
				Posts:  1271 Joined:  Sat Sep 05, 2009 4:30 pmLocation:  United Kingdom 
				
					
															
					
					
					Happy birthday Melanie from me and Carol.......my 50th also next year, although past few years have seen me age much quicker. Hope you had a great day!
					
					
															
															I came into this world with nothing and still have most of it left!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612 Joined:  Tue Jan 09, 2007 10:42 amLocation:   
					
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					Thanks guys - no real plans for the "big one" yet - will have to wait and see what the next year brings!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					back on track 					
					
															
										
																				 
				Posts:  1085 Joined:  Mon Mar 16, 2009 5:05 pmLocation:  United Kingdom 
				
					
															
					
					
					I turned 50 in feb and feel like life is going to get better all over again
					
					
															
															cc received 6th January 2014 now upwards and onwards
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612 Joined:  Tue Jan 09, 2007 10:42 amLocation:   
					
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					They do say that 50 is the new 40 don't they!  Let's hope so at least!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Downhearted Lady 					
					
															
										
																				 
				Posts:  41 Joined:  Thu Nov 08, 2012 7:09 pmLocation:  United Kingdom 
				
					
															
					
					
					Hi Mel, Happy Birthday and well done on you award, Your advice for me has always been impartial and helpful, Here is advice from me to you, " put your feet up and enjoy your Birthday" you deserve it
					
					
															
															Final Payment made Nov 2012 after 72 months