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Shining

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Post by Shining » Thu Mar 26, 2015 4:13 pm
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good luck for the 15 April won't be long and I'm sure the best offer will be on the table
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Thu Mar 26, 2015 4:54 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Slowlygoingunder

Thank you :)
It's a bit too early for vodka .. 10.45 am .. Can't guarantee it will be a dry night before ;)
The sun is still "over the yard arm" .... somewhere :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Michael Peoples

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Post by Michael Peoples » Thu Mar 26, 2015 5:03 pm
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10.45am is not early.

I am not sure who said 'If I can't have one at eleven then I will have to have eleven at one'
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Slowlygoingunder

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Post by Slowlygoingunder » Thu Mar 26, 2015 6:40 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Michael Peoples

10.45am is not early.

I am not sure who said 'If I can't have one at eleven then I will have to have eleven at one'
nor do I but I like their thinking ;)
IVA accepted 15 April 2015
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MrsR

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Post by MrsR » Thu Mar 26, 2015 6:50 pm
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Great news that you have a meeting date sorted for a few of weeks time !

It will fly by and I'm sure that I have read of people with much lower dividends than yours being accepted.

Your IP wouldn't have written a proposal or arranged a meeting date if it was likely to be declined.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Slowlygoingunder

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Post by Slowlygoingunder » Thu Mar 26, 2015 8:42 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MrsR

Great news that you have a meeting date sorted for a few of weeks time !

It will fly by and I'm sure that I have read of people with much lower dividends than yours being accepted.

Your IP wouldn't have written a proposal or arranged a meeting date if it was likely to be declined.
Thank you Mrs R:) hope it goes quickly! This forum is a godsend! Lots of support and advice plus I can rant and ramble on without being told to shut up ;)
IVA accepted 15 April 2015
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dancer

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Post by dancer » Thu Mar 26, 2015 9:17 pm
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I have just completed my 6 year IVA at £149pcm for debt a lot higher than yours - don't worry I'm sure it will work out for you.
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nu4an

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Post by nu4an » Thu Mar 26, 2015 9:43 pm
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I know it can he a worrying time, I have just over 15k debt and mine was agreed at 72 months at £81 which doesn't seem a lot so I was worried and a few modifications but only one that affected me was the extra year added. Once iva has started it's a much better feeling
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Slowlygoingunder

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Post by Slowlygoingunder » Thu Mar 26, 2015 10:25 pm
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Thanks your posts are reassuring :) hope the 15th comes around quickly !
IVA accepted 15 April 2015
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