Virgin pre-paid

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angela18

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Post by angela18 » Mon Mar 31, 2008 5:32 pm
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Virgin credit card are one of my creditors.. I haven't paid them for 2 months. IVA in process of proposal!!

Just had an email from them asking if i would like a prepaid Mastercard.. Are they being sarcastic??[:I]
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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go_4_broke

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Post by go_4_broke » Mon Mar 31, 2008 5:51 pm
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Hi Ang

Ironically probably not - they are probably asking themselves 'How can I still make money from this person?'

It's an ill wind that blows nobody any good !

Best Regards
Please view my blog at www.go4broke.blogs.iva.co.uk

'Vive la differentness'
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angela18

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Post by angela18 » Mon Mar 31, 2008 5:58 pm
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I'd like to tell them where they can shove it!!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Skippy

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Post by Skippy » Tue Apr 01, 2008 9:13 am
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They were one of my creditors and I actually have the pre-paid card! It's not the cheapest but I had problems getting the Cashplus card, the Bread card was useless and I found the Virgin one the most user friendly.
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Soulgrowth

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Post by Soulgrowth » Tue Apr 01, 2008 5:09 pm
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What an irony ... amazing how the tide is shifting in a relatively short space of time!

Debbie
Debbie
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Emily

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Post by Emily » Tue Apr 01, 2008 6:57 pm
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Prepaid cards are worse than Creditcard in one sense. You pay to use it? A 2% fee. If you have to have one the cashplus card is the one to get for a one of 'big' purchase as it gives you purchase protection. A fee of £1 is charged.So not for light purchase.

The closest Virgin will run a Bank is a prepaid card.
Last edited by Emily on Tue Apr 01, 2008 6:59 pm, edited 1 time in total.
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TheMatrix

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Post by TheMatrix » Tue Apr 01, 2008 8:06 pm
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I would just use a debit card, just as good and no additional fees like those prepaid cards.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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Skippy

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Post by Skippy » Tue Apr 01, 2008 9:43 pm
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Can I just say that it's all very well to say use a debit card, but if like me you've been bankrupt the most you'll have is a Visa Electron. I've not had too many problems with the Electron, but some places won't accept it and if you're ordering something online a Mastercard can be essential.

I tried to get a Cashplus card, but because I'd not been at my address for more than a year they wanted ID that I don't have - I have no utility bills in my name.
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angela18

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Post by angela18 » Tue Apr 01, 2008 9:58 pm
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I've had no bother with my electron card, except Asda automatic petrol, won't accept it!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Skippy

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Post by Skippy » Tue Apr 01, 2008 10:01 pm
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I've tried to shop online and had a few problems but never when I've been in a shop. I only use the pre-paid card for petrol (it saves making sure I've got enough cash) and for ordering online if necessary.
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