voting results

[no more plastic]

Here is how my creditors voted

Argos card £1104 voted yes
barclaycard(eversheds) £4084 voted yes
capial one £265 voted yes
bank of scotland £5076 voted yes
egg (grant thornton) £6603 voted no
first direct £2627 voted yes
ge money (eversheds) £1286 voted yes
goldfish £2736 did not vote
lloyds tsb £13289 did not vote
marbles £5598 voted yes
morgan stanley £7515 did not vote
style financial £981 voted yes
sainsburys bank £3377 voted yes
bank of scotland £4273 voted yes

82.50% yes 17.50 against

Was concerned about lloyds as bigest amount. Egg wanted an increase of £100 per month to vote yes but percentage wise had enough yes votes to reject their vote.

IVA payments £745 for 60 months

[kallis3]

Egg were a bit much NMP! Fancy wanting all that extra! You are paying a fair wack as it is.

Good result.

[plasticdaft]

No vote from TSB with a good chunk of the debt,funny when they do that !!!

[no more plastic]

Egg were the ones that kept calling me when setting up IVA saying oh we can help you is better to do a DMP we are a very understanding company etc. Funny thing though was lloyds, as was banking with them owed them a large amount, closed bank account always had payments up to date, BUT never had a single phone call from them since stopped payments for two months.

[kallis3]

Stupid thing with Lloyds TSB is that I 'only' owed them just over 2 grand, which was a drop in the ocean compared with the others, and they were the only ones who voted no!

[plasticdaft]

Egg were the ones that kept calling me when setting up IVA saying oh we can help you is better to do a DMP we are a very understanding company etc. Funny thing though was lloyds, as was banking with them owed them a large amount, closed bank account always had payments up to date, BUT never had a single phone call from them since stopped payments for two months.

we were exactly the same with tsb,they had the lions share of our debt as we bank with them, 2 credit cards with 15k and 10k a loan at 18k and they never hassled me once. Egg came running and screaming for 2.5k credit card!!!

[kallis3]

These companies obviously all work from different hymn sheets!

[Viki.W]

Good results no more plastic. Lloyds TSB are one of my main creditors so I hope they remember what a fabulous customer I WAS all those years ago.[:o)] X