Keep actively looking for a job and if and when successful prepare a new Income & Expenditure statement taking into account all known and future costs (baby etc). Your IP might not be as harsh once he/she has all the facts and he could (on you pressing him) seek a variation which is fair and equitable. I do in these type of cases and usually creditors go with it. Good luck.
Last edited by David Mond on Mon Oct 20, 2008 3:05 pm, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.