Waiting for F&F Meeting!

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Mondie

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Post by Mondie » Fri Oct 31, 2008 3:05 pm
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Just wanted to say that I've had my date through for the meeting to doscuss my F&F offer to my creditors, it's on the 21st November so fingers crossed they will accept.

My question is what happens once they've agreed (if they agree!) will my supervisor sort out the paperwork etc or do I need to do anything else? Also do I have to wait the full 6 years from starting my IVA to get my debit card back? I know I don't want any credit again but I miss the ease of a debit card!

Thanks for all advice on this website wouldn;t have known that I could offer a F&F without the people on this forum.

Rachael
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aguise

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Post by aguise » Fri Oct 31, 2008 3:46 pm
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Hi rachael

Good luck for the 21st. Your supervisor is the best one to ask they will advise you.

I have my debit card now, you can have a debit card but not a credit card, but not sure about the six years with the full and final so wait for a technical expert. It depends on the bank account that you have but the coop cashminder comes with visa electron, there is the natwest step which has the solo card as well. There is also the prepaid cards that you can load and use the same as a debit card.

Ang x
Please visit my blog at http://aguise.blogs.iva.co.uk/
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pixie

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Post by pixie » Fri Oct 31, 2008 4:38 pm
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good luck for the 21st Rachael.
How long did it take you to get a meeting date?

Your credit will be shot for 6 years from the start of the IVA but you should be able to get a debit card. It depends on the account. I've got 2!! plus there's the prepaid ones.
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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Viki.W

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Post by Viki.W » Fri Oct 31, 2008 5:46 pm
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Hey Rachel, good luck, please let us know how you get on. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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flozza

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Post by flozza » Fri Oct 31, 2008 5:53 pm
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Good luck Rachael!

I know it's difficult not to think of anything else, but keep everything crossed!

x
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David Mond

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Post by David Mond » Sat Nov 01, 2008 5:58 am
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Hope it goes well. Your Supervisor should be able to do the paperwork within days of creditors agreeing. Presumably you have either put him in funds or that you will do when it is accepted.

You should be able to get a debit card - but again depends on who you bank with.

As previously stated I hope it all goes well.
Last edited by David Mond on Mon Nov 03, 2008 1:43 pm, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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Mondie

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Post by Mondie » Mon Nov 03, 2008 12:24 pm
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Thanks for the messages, got my date really quickly (within a week of asking). The company I'm with have been fantastic (Harrington Brooks)

Will let you all know how it goes!
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kallis3

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Post by kallis3 » Mon Nov 03, 2008 3:39 pm
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Good luck from me too!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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debtmountain

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Post by debtmountain » Mon Nov 03, 2008 5:15 pm
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Good Luck from me as well,Rachael[:)]

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
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