I'll second that Jan, Lloyds took there loan payment from my Lloyds account when they weren't aware of my IVA proposal, they did send a late payment notice first because the DD was canceled the proceeded to take their money that just topped up my OD a little more (all included in the IVA proposal!)
Approved 3rd June 2009 first payment made on the day.
Offer made and settled - happy days
76.5k debt creditors:- Northern Rock, MBNA, Barclaycard, LloydsTSB and Capital One
I tried to cancel the DD but wasn't allowed to! They refused to up my overdraft and got stroppy when I wouldn't take out a managed loan. They also told us to remortgage (which we stupidly did) to pay off their debt (which we didn't!).
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You're on the road to recovery now and although it seems as though it will be a long time, you will get there.
Just remember we are here for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
i banked with HSBC and 80% of my debt was with them so while the paper work was been done i opened an account with halifax tranfered all my money over to the new account and cancel DD and SO and set them up again with the new account because the minute HSBC got the letter i was going for an IVA they froze the account.
i have my morgage with hsbc also and still do had no problems with them on that.
never got any phone call or letters and they said yes to IVA
indeep wrote:
Hi David,
We are with Jones Giles. We have now cancelled all direct debits for unsecured creditors
Your in safe hands and Melanies team will give you the correct advice as to what to do.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
