we have decided to give the house up

[mitsu9]

hi just to say me and wife have missed first mortgage and secured loan as we have decided to give the house up.after going br thought it might be easier but big mortgage and loan is just too much so we are starting again, looking for rental beginning of jan.if we stay as we are wont be much of a life for next 20 years and going for rental saves at least 1200 a month

[rayb]

Hi,

I am sorry to hear that but you have to do what is right for you so I wish you all the best

[Cath]

Best of luck in starting over, it sounds like you have made up your minds and will be happier. xxx

[flumpy dog]

ah mitsu9

best of luck for the coming future sorry to hear that but best wishes for the coming new year xx[:o)]

[kallis3]

Mitsu, I'm sorry to hear that but it's what makes life easier for you and your wife. You think that going BR will sort things for you, but it's no good if you still have a hefty mortgage and loan round your neck.

Good luck with the rental!

[mitsu9]

thanks for comments everyone

[Julie]

Sounds like you have both made the right decision for you and thats what its all about. To be honest if our mortgage increased and was causing us stress, we'd do the same as you Mitsu9.

Its only bricks and mortar, a home is anywhere you make it and your quality of life is far more important.

Good luck to you xx

[mitsu9]

thanks julie hopefully get ed soon as well but not heard nothing yet

Sounds like you have both made the right decision for you and thats what its all about. To be honest if our mortgage increased and was causing us stress, we'd do the same as you Mitsu9.

Its only bricks and mortar, a home is anywhere you make it and your quality of life is far more important.

Good luck to you xx

[Julie]

Hubby's ED took a while and it was showing on the register before we had notification.

[MelanieGiles]

Make sure you get the ED before you reduce your outgoings, or else you could get caught for an IPA or IPO.

[mitsu9]

hi i never thought of that thanks i should have at least 3 mths before having to get out hopefully bit longer so hopefully ed before the eviction.only thing in my favour is my wages are down from when i went br but will have to wait and see

Make sure you get the ED before you reduce your outgoings, or else you could get caught for an IPA or IPO.

[Skippy]

Good luck Mitsu, I hope things work out for you x

[kallis3]

I hope they work out as well, and give my regards to your lovely wife as well.

Keep in touch and let us know how things are going. Look forward to seeing you at the next FF.

[mitsu9]

yes we will be there shame its not sooner

I hope they work out as well, and give my regards to your lovely wife as well.

Keep in touch and let us know how things are going. Look forward to seeing you at the next FF.

[Cath]

Being a pain again but what is ED and IPO, I know what IPA is. xxx