ED is early discharge and IPO is income payment order which I think is where they make you pay, rather than you agreeing to do so.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
thanks for comments.i have thought of nothing else lately but our health is more important.i would love to stay where we are but well over 200k mortgage unfortunately
lesley_ wrote:
Not easy I'm sure Mitsu but I'm sure you've thought long and hard and made the right decision. All the best Mitsu x
It's what is best for you and your family at the end of the day.
I hope you manage to find a decent rental place for you and the family.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It sounds like you've made the right decision for yourselves. It's not worth letting your health suffer for the sake of keepin your house.
We're in the process of selling our house, to pay our charging order off (as ridiculous interest rate) and put rest into our IVA. My health was startin to suffer from the stress, and was affecting my hubby and kids too. Like someone said it's only bricks and mortar.
Whilst I appreciate that for some people to give up their house is the right thing, for me it would be devastating.
We've lived here for 20+ years and get on with all the neighbours, I count mine as a home rather than bricks and mortar.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
hi yes staying on same estate.quite a few rentals available.will enjoy christmas first then go from there.i wouldnt move away as girls still at school for 5 more yrs maybe more.then worlds our oyster (well i can dream)
lesley_ wrote:
So long as you and Mrs Mitsu are happy, healthy and together that's all that matters..you staying local Mitsu?
Sounds good Mitsu, I want to move as soon as my 16 year old is old enough to get off to Uni, but I will move out the area as I really don't like living where I do now even though I've been here for almost 15 years.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
We lost our home and now rent and love our home. It is exactly the sort of home I dreamed of living in - and now I am!
I hope you will be as happy as we are.
Good luck with the move Mitsu, hope you have a good Christmas before the upheaval.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
