What are banks like!!!

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buttercup

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Post by buttercup » Mon Mar 03, 2008 12:48 pm
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My daughter turned 18 last week & went to pay a cheque from an auntie into the bank . When she got home she said that when she had got to the counter they took her into a side room for 20 mins & tried to talk her into an overdraft & credit card as she was now 18.

Good news is she turned them down on both!!! I think seeing what I have done & the effect it has had on the family has put her off.

Thank god some good is coming out of my mess[:)]
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MelanieGiles

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Post by MelanieGiles » Mon Mar 03, 2008 12:51 pm
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Part of the reason that people get into such difficulties from an early age without realising that the debts actually have to be repaid. Well done to her for failing to be tempted.
Regards, Melanie Giles, Insolvency Practitioner
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chris.g

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Post by chris.g » Mon Mar 03, 2008 12:57 pm
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Targets, sales, products and profits.......main words in banks vocabulary!!!!
well done to your daughter for resisting.
Last edited by chris.g on Mon Mar 03, 2008 6:14 pm, edited 1 time in total.
It's nice to be back......
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ianmillington

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Post by ianmillington » Mon Mar 03, 2008 12:59 pm
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Very wise, prevention is better than cure!

Reminds me that a few years ago following my son entering a prize draw at a Star Trek Exhibition he received confirmation that he had pre-approval for a Star Trek Credit card. Nothing unusual in that, apart from he was 12 years old at the time!

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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Hull_Tiger

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Post by Hull_Tiger » Mon Mar 03, 2008 1:31 pm
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Very wise indeed.
I started with a credit card with a £1000 limit when I was 18. I'm now 30 and in an IVA with total debts worth £47k. It's a slippery slope once it starts.
Shaun
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whichwaynow

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Post by whichwaynow » Mon Mar 03, 2008 6:09 pm
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Well done to your daughter! Buttercup
IVA completed
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