What banks offer accounts to undischarged bankrupt

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qlj

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Post by qlj » Thu Dec 06, 2007 11:48 pm
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What banks offer accounts to undischarged bankrupts?
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Skipper

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Post by Skipper » Fri Dec 07, 2007 1:00 am
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co op

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"Always think outside the box"
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aguise

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Post by aguise » Fri Dec 07, 2007 8:10 am
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Hi and welcome to the forum.
Thinkbanking take a look.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/
Please visit my blog at http://aguise.blogs.iva.co.uk/
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ray_a

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Post by ray_a » Fri Dec 07, 2007 9:27 am
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There are still a good number offering basic bank accounts.

Co Op Cash minder, Halifax easy cash will give you an account with internet access, a paying in book, and a Visa Electron card.alliance & leicester and Nationwide have basic accounts with a cash withdrawal card.

Bread which has just launched will allow you a Maestro card.

In addition you can get a cash plus mastercard which can help you with credit card type transactions. This is a front loaded card ie put money in there before you can spend it. You have to pay an initial fee of £10 followed by a monthly charge of £4.95 but I believe it is good value and places you in a similar position as those who have credit cards. Tuxedo are also providing a front loaded credit card as well.

Hope this helps!
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Skipper

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Post by Skipper » Fri Dec 07, 2007 11:18 am
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Ray, I think glj asked for basic bank account for UNDISCHARGED BR. There is only two banks I think?? Halifax and Nationwide are out

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ray_a

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Post by ray_a » Fri Dec 07, 2007 12:16 pm
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I had heard that Nationwide are a problem but I was under the impression that Halifax were still in the market for such people.
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Skippy

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Post by Skippy » Fri Dec 07, 2007 6:24 pm
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As far as I'm aware Halifax have never offered accounts to undischarged bankrupts. Until recently there were only 3 banks who did, then Nationwide changed their policy leaving only the Co-op and Barclays.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

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Adam Davies

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Post by Adam Davies » Sat Dec 08, 2007 10:54 am
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Hi
Add "Think banking" to that list
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

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http://www.iva.co.uk/andy_davie_profile.asp

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Andam Davies
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ray_a

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Post by ray_a » Sun Dec 09, 2007 1:02 pm
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Yes I will add that one as well!

I think it is also important to show some loyalty to these concerns when better times come!
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