What can I claim ?

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Diesellady

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Post by Diesellady » Fri Mar 21, 2008 7:32 am
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What can a claim like can I use my car loan, personal loans, and credit cards?

I have 22,000.00 Car payment that I am struggling with

I have 2,700.00 - personel loan

About 4,000.00 in hospital bills

300.00 - credit card

122.00 - cable company

do these count and will I lose my car?

What about a loan I have a co- applicant on can I use that
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MelanieGiles

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Post by MelanieGiles » Fri Mar 21, 2008 7:35 am
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Can you be more specific about your query - are you saying can the above debts be included in an IVA? Is the car loan unsecured or on hire purchawe or conditional sale? What type of car is it and what is the value of this?
Regards, Melanie Giles, Insolvency Practitioner
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Diesellady

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Post by Diesellady » Fri Mar 21, 2008 6:02 pm
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Yes I want to know if I can claim all of those I don't know if it is a conditional sale it was brand new off the lot and I got 0 down 0 financing it is a 2006 PT Cruiser I paid 22,000.00 for it I am sure it is worth about 19,000.00
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Adam Davies

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Post by Adam Davies » Fri Mar 21, 2008 7:53 pm
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Hi
Try to find the finance agreement and see if it is a hire purchase agreement or not
Regards
Andam Davies
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