What do I need to keep?

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suzanne100268

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Post by suzanne100268 » Sat Jul 26, 2008 3:40 pm
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Now that my IVA is approved, do I need to keep any of the bills my creditors send me? I am sure my IP wouldn't want me to keep sending them on to her?

Also, do I need to keep receipts etc for petrol food etc? I may be being daft, but I don't know what to keep and what to shred
IVA completed September 2014. Finaly debt free - final dividend 88p/£
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sobroke

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Post by sobroke » Sat Jul 26, 2008 3:49 pm
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I was going to ask the same question. Now it's approved for the next 6 years what paper work do I need to keep?
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aguise

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Post by aguise » Sat Jul 26, 2008 4:12 pm
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There is no need to keep receipts for shopping and petrol etc (unless you want to prove an increase then I would keep a couple of months), but I tend to keep all my utilitiy bills so that I can show any rises at review, if you get any creditor letters I would still forward them on to your IP, they will stop, mine did quite quickly. Keep bank statements a some Ip's do ask for them at review though mine doesnt.
All the best both

Ang
Please visit my blog at http://aguise.blogs.iva.co.uk/
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angela18

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Post by angela18 » Sat Jul 26, 2008 4:26 pm
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don't think melanie asks for statements so I haven't printed them off (trying to save a rainforest).. i have kept gas/electric bill as they have both risen. i sent our payslips monthly and have just sent a cheque for hubbys first 50% overtime..
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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MelanieGiles

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Post by MelanieGiles » Sat Jul 26, 2008 4:36 pm
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I don't need my clients to keep any financial documentation, apart from their wage slips and details of any expenditure which is more than 10% of that budgeted for in the income and expenditure.
Regards, Melanie Giles, Insolvency Practitioner
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