Hi
The IVA will be on your credit record for the full six years, from when your IVA started, even though you have ended it early. You will need a good deposit, say 20% in order to secure a mortgage and the longer you leave it the better deal you should get.
Personally I would leave your credit files alone and just let the IVA drop off after the six years are up
Regards
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk