What should I do to get OK credit reports ?

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cb3

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Post by cb3 » Tue Nov 22, 2011 10:29 am
Completed F & F in July, now got credit report from Experian and not one of them shows as paid off. Can anyone give me details on what i should do and write to and why was this not the job of Grant Thorton?
 
 

plasticdaft

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Post by plasticdaft » Tue Nov 22, 2011 10:34 am
The iva will destroy your credit rating for 6 years from it starting,how long did it run for?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

plasticdaft

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Post by plasticdaft » Tue Nov 22, 2011 10:39 am
Its not an IP's job to clear credit files. Send a copy of your completion certificate to experian,equifax and call credit.

The ico website will give some handy hints.

http://www.ico.gov.uk/for_the_public/to ... redit.aspx
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kallis3

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Post by kallis3 » Tue Nov 22, 2011 10:39 am
You can get any defaults after date of iva acceptance but that's all. You need to check Equifax and Call Credit as well.

As Paul says, the iva will remain for six years.

I'm afraid it's not the responsibility if your ip.to sort this out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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