Hehe - loving the secret tshirt idea! Welcome Swampduck3. Ive not long since joined and found everyone really helpful and welcoming. I am with Cleardebt but cant offer you a review as I havent even spoken to them yet!! Our IVA got passed onto them a few months ago.
"Everyone is a genius, but if you judge a fish by its ability to climb trees it'll go its whole life thinking it's stupid" Einstein x
Welcome to the forum the link www.iva.com is a comparison site where you can find 2 or 3 companies to contact to ensure you receive impartial case specific advice. All debt solutions can be discussed and the right one for you found. All the best and remeber where we are if you need us.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Good luck Swampduck and take your time before you decide. It sounds like an IVA is an attractive option so make sure you are happy with the service from your IP. The CCCS are registered as a charity but the CCCSVA which is their IVA arm is a commercial business which unfortunately has only one IP and they apparently cannot process self employed IVAs. If you are self employed do not bother contacting them.
Very good question which only the CCCS could answer. We do about 80 IVAs per month and have 4 IPs [hopefully 5 soon] and they receive tens of thousands of calls each month for only one IP.
I cannot see how anyone could cope with that amount of work and therefore are all clients getting best advice?
Hi swampduck welcome to the forum. An IP can manage many cases as they have a whole team as part of the process.
As the others have said speak to 2 or 3 companies - if you are researching on here you will see the companies that regularly come recommended. Chat thorugh your options and see where you feel most comfortable about moving forward.
As the others will tell you there is so much to consider when selecting a company to represent you, you need to fell happy to proceed.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Michael Peoples
Very good question which only the CCCS could answer. We do about 80 IVAs per month and have 4 IPs [hopefully 5 soon] and they receive tens of thousands of calls each month for only one IP.
I cannot see how anyone could cope with that amount of work and therefore are all clients getting best advice?
Evidentally not according to other recent posts !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Its always worth speaking to two or three IPs for advice before deciding. CCCSVA have helped many people as have lots of other firms. It all depends on what feels right to you. x
