What will you do when your IVA paid?

[connie]

i'd go on holiday somewhere hot cos all we can afford is a freebe in a relatives caravan at the min. so in 5 year i'll be ready for one.

also set up a savings account so next time i want something i can save and buy it outright

NO MORE CREDIT FOR ME EVER!!!!!!!!!!!!

[nomoredosh]

Funnily enough me and hubby have just been talking about this. We are going to sell the house and buy a motorhome and go off around Europe. We are also going to buy a canl boat for when we want to come back to the UK. Have decided that if we can make it to the end of 5 years on a budget then anything is possible. [:D][8D]

[Viki.W]

nomoredosh, that exactly what hubby wants to do, motorhome and canal boat......well, for him, it's winnebego and yacht! Bless him! X

[nomoredosh]

Unfortunately won't be a winnebago for us but probably one of those campers where you are on a wing and a prayer and definitely will be paying cash for it!! LOL. As for the boat I suspect it will be one of those that isn't particularly well painted. I think we will paint it ourselves, probably a rainbow design![:o)]

[Viki.W]

Well he's not getting either.....EVER! But he can wish. Have you seen some of the winnebagos on the internet though? Around £200,000, comes with it's own garage underneath! Nice![:X] X

[nomoredosh]

They are fab aren't they. We will have to have a motorbike ramp on the back of ours for hubbys bike but if we could afford one with a garage then that would be my shoe cupboard!![^]

[Viki.W]

Hee, Hee.[:D] Same here. If I could afford one of them, I can afford a FABULOUS shoe collection[:X] X

[ashingtoon]

I will be 47 and I will have to use my IVA payment to fund a bigger mortgage to release my equity to settle the IVA and hopefully buy back the years of my pension that I have been forced to gove up. No spare cash for the rest of my life it looks like unless I win the lotto, lol!

[debtmountain]

Still early days for me as still in process of getting IVA approved ( Hopefully), but will probably have a Holiday somewhere totally exotic like Camping in Devon for a Week ( well!, it will seem like that probably by then [:D]).

One thing for sure though, won't be applying for any more credit. looking back, I first got a Credit Card just 8 years ago and looking at the mess we're in now, don't ever intend to get into this situation anymore. [:)]