What would happen if it was found that a person had lied within their proposal of the IVA ?

[martinw]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

I had client once who lied about some of her creditor claims, and she was prosecuted and ended up having to do 120 hours community service along with a criminal record.

It really isn't worth it in the long run.

Daft question, how can a client lie about creditor claims ? I thought that was between the creditor and IP ?

Martin

[MelanieGiles]

Allowances per the guidelines are guidelines only - and even hairdressing costs should be questioned. I have clients who do not spend anything on hairdressing, and therefore they do not have the allowance.

We carefully examine each area of expenditure, we do not put down things which are not correctly spent, and we fight for our clients with creditors who seek to limit expenditure to guideline figures, where it is clear that our clients do and need to spend more - and we rarely lose! Surely this is a fundamental principle of correct disposable income assessment?

My client failed to declare a substantial amount f creditor claims in her proposal, Martin, and thus paid a heavy price for deliberately misleading the creditors in her IVA, and myself.