What would you do?....

[willalwaysreply]

Fair comment.

I stand corrected and offer my apology

[scaredkez]

i agree dave, i approached payplan and not being nasty but couldn't even understand the poor man i spoke to and he couldn't comprehend what i was saying about my together mortgage with NR, told me to dmp, not right thing after iva failure, not criticising they are free and offer good impartial advice, but you have to agree, mel gives up a lot of time on the forum she doesn't have to but, she does and many have been saved by her, she was also one of the ones who told me BR was my best option, she is straight and tells you how it is, no frills, if she can she will help, (slip me a few quid later mel) no seriously she has helped many many posters here, and her input is most welcome and invaluable
kerri


Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[MelanieGiles]

Apologies accepted, and many thanks to everyone for their kind words. Although I have fairly broad shoulders, and have not survived 20 years in this industry without being battered and bruised a little, I was very touched by the supportive comments people have taken the time to post.

Now let's get on with the business of sharing advice and comments which makes this forum so special.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[thebear29uk]

You are absolutely right Melanie. Who do you think should be evicted from Big Brother. Lol.

[MelanieGiles]

I have banned it from my house this year for the first time on grounds of sanity!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[hara]

Dear all,
I am fairly a new member and found the advice given to people by Melanie and Andy to be very helpful and henest, however it may be not acceptable t oindiveduals

What is importent to remember is such professionals give their opinion and advice without any remuneration for the good of the community.

I am particularly amazed by the swiftness of the replies by Melanie and Andy.Which I feel is commendable.This I am sure

[hara]

Dear all,
I am sorry My reply was posted before I had finished by misplacement of mouse.

Hence I am posting again.

Just to repeat,I am fairly a new member and the advice given to peolpe by Melanie and Andy to be very helpful and honest,however itindividuals. may be not acceptable to some

What must be appreciated is that such professionals give their advice and opinion without any remuneration for good of the community.

I am particulary amazed by the swiftnessof the replies by Melanie and Andy,Which is commendable.This I am sure is due to their concern for people in financial illness.Who would be looking for some advice and comfort in thier misery.

Hara

[Adam Davies]

Hi
Thanks Hara for your comments and to Willalwaysreply for the apology to Melanie.
Lets move on
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp