If I’m right in thinking that 3 months after your IVA completes, your taken off the insolvency register, when does this 3 months begin? Is it upon issue of the completion certificate?
Once you have your completion letter it should be off within 3 months.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Opinions vary and even the Insolvency Service have said different things. I would suggest you take it as being from the date they are informed. Then, if they use the date of issue you will have a small bonus -- it should only be a small difference anyway.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014