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brokebryn

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Post by brokebryn » Mon Mar 19, 2012 1:50 pm
My variation meeting was this morning and I have been informed by Payplan that the variation [12 further monthly contributions] was accepted without any modifications. 94% of my creditors voted in favour of the proposal, so thank you to them for that. Needless to say, this has come as an immense relief to me after what has been a very traumatic time. I have done what I can to raise awareness of the issue relating to the Bankruptcy clause in the variation proposal and it is now time for someone else to take up that issue if they have the will or inclination to do so. Many others way well be facing the same wording and thus the same deflation and anxiety at some future stage. Nevertheless, by the same token, my variation was approved when it seemed, to me at least, that there was not a great deal of light shining on me. Thank you very much to everyone who has taken an interest in this issue and to all who have posted and emailed me offering support and advice. Special thanks to Mel, Michael and Andy for their time. I should also thank my case officer at Payplan who has been a model of patience and understanding. I'll continue to check into the forum of course, as I think that I may be able to offer useful comments from time to time on the IVA process.
Last edited by brokebryn on Mon Mar 19, 2012 1:53 pm, edited 1 time in total.
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
 
 

kallis3

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Post by kallis3 » Mon Mar 19, 2012 1:56 pm
That's excellent news Bryn, really pleased that it has been accepted - a weight off your mind I think!!!

Good luck and we look forward to your continued posting as I'm sure others will have the same problem.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ginger3232

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Post by ginger3232 » Mon Mar 19, 2012 2:02 pm
Well done Bryn
 
 

Michael Peoples

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Post by Michael Peoples » Mon Mar 19, 2012 2:38 pm
Great news Brokebryn and I am sure you are shattered. I will continue to raise the issue with the bankruptcy clause as I believe it to be unfair and unnecessary but I can understand why you just want to run down the last year. Many congratulations and don't go away.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

recovering

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Post by recovering » Mon Mar 19, 2012 2:56 pm
so pleased for you[:I]
 
 

footiemad

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Post by footiemad » Mon Mar 19, 2012 3:11 pm
Good news Brokebryn and thank goodness you can now have some peace of mind. Take care x
 
 

lem

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Post by lem » Mon Mar 19, 2012 3:24 pm
Great news Brokebryn, you have been through the mill on this haven't you?, I'm glad it's worked out in the end xx
 
 

MRBLUESKY

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Post by MRBLUESKY » Mon Mar 19, 2012 3:41 pm
What a relief that must be congratulations,Brokebryn.
 
 

Skippy

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Post by Skippy » Mon Mar 19, 2012 3:47 pm
Excellent news Brokebryn x
 
 

AlfieMoon

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Post by AlfieMoon » Mon Mar 19, 2012 4:19 pm
So pleased to read this Brokebryn - really pleased for you.
 
 

Tina Shortland

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Post by Tina Shortland » Mon Mar 19, 2012 5:07 pm
Great news Brokebryn - hope you can now focus on the final goal and put this traumatic time behind you :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Foggy

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Post by Foggy » Mon Mar 19, 2012 5:52 pm
Well done Bryn ... like Michael, I am sure to have more to say as and when the need arises, as I ,too, feel that this clause as drafted by PP puts untold pressure onto their clients (the clients of the debtor variety).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Struzzo39

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Post by Struzzo39 » Mon Mar 19, 2012 6:40 pm
Fantastic news hope your final chapter flies by x
Steven & Debbie
 
 

vince666

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Post by vince666 » Mon Mar 19, 2012 6:47 pm
Congratulations Bryn. I found the last year passed fairly quickly once the uncertainty around equity release was over - hopefully it will be the same for you.
Completion certificate received 31 March 2012.
 
 

country girl

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Post by country girl » Mon Mar 19, 2012 7:37 pm
Great News and such a relief for you.

Linda
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