When IVA is completed

[hammer1]

I have 1 1/2 years to go on my IVA.
When it is completed what happens next?

I have read on here you wait for a certificate on completion.
Do you have to send this certificate anyone specific?
How do you make sure the the credit agencies have updated their records?
How long before your credit will get back to normal?
If you wait to after your IVA to have your name placed on a property, will this effect anything?

A few questions, I be grateful for some replys.

Many thanks

[MelanieGiles]

Your IP ought to close the case within two months of the anniversary, and you will then be issued with a Certificate of Due Completion - this can be called something different by your own IP but the principle is the same.

You will then need to send a copy to all of the credit referencing agencies in order to advise them of the successful conclusion of the arrangement. Your credit rating will eventually be restored - but there is no time limit to this and entries will remain on the files until six years from the date of your creditors meeting.