Why do companies ask some for payments not others

[lesley]

Why do companies ask some clients for payments and not others, although they assure me it is for creditors on approval of IVA

[scaredkez]

be very careful, look at many options and talk to companies that don't ask for up front fees, look at all avenues, work out your soa and work from that
kerri

[neverending]

Lesley
The upfront payments may well all go towards your IVA IF it is approved.The danger is if it is not approved and you have paid several months already because you will almost certainly lose this.People on this site have paid a company for 7 months only to find that their IVA was not approved and they lost all this money.
An IP that only starts getting paid if your IVA is agreed has a huge incentive to get your IVA agreed but make sure that its not at any cost i;e an unrealistically high disposible income.
I am personally not totally against upfront fees as excellent service is worth paying for.Thomas Charles have a good offer,if I understand it correctly,in that they charge two months disposible income upfront but this is refunded plus £500 if you IVA is not agreed.I did not pay any money upfront for my IVA but have not had a good service.
Mixed advice I know but the answer is to do your homework by reading as much info and experiences as you can on this site,then you can make an informed decision.
Regards